Business insurance, also known as commercial insurance, helps protect business owners from unexpected losses. As a business owner, we know you have plenty on your plate and the last thing you want is for something to happen that could set you back financially. No business is the same even though they may share the same risks.
At Good Life Insurance we assign you a personal agent who will connect your business with the carrier and coverage that fits best.
There are many types of insurance options that can help protect the company you’ve worked hard to build. They can help protect your business from:
• Property damage
• Legal liability
• Employee-related risks
As all businesses are not the same, take a look at some business insurance coverages and see which ones are right for you.
Business owners policy (BOP)
This policy combines multiple coverages, such as property coverage (for building and/or contents) and liability coverage, into one convenient package.
This policy protects the property your business owns.
If a customer is injured at your business, this policy helps cover any legal expenses, as well as any other liability claims.
Business interruption coverage
This policy helps cover lost income and extra expenses resulting from a covered claim.
Equipment breakdown coverage
If your business experiences a power surge or other covered risk, this policy helps pay to repair any damaged equipment.
Business insurance helps cover a variety of risks to the premises and property your business owns. Some commonly covered risks include:
Fire and smoke
Car crash into your business
Windstorm or hail